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Vehicle Loans

New Autos, Motorcycles, Boats & ATV’s

  • 84 month financing for qualified borrowers
  • 100% financing of MSRP plus taxes & fees for borrowers with a credit score above 659
  • Borrowers with credit scores below 659 can finance 85% of MSRP plus taxes and fees
  • Dealer invoice or bill of sale required for all new auto loans

Used Vehicles, Motorcycles, Boats & ATV’s, newer than 10 years old

  • Financing term based on value of collateral.
  • Maximum term is 60 months if the vehicle is valued at $12,000 or more
  • 100% financing of the NADA listed retail value plus taxes and fees for borrowers with a credit score above 659
  • 85% financing of NADA listed retail value plus taxes and fees for borrowers with a credit score below 659
  • Bill of sale required for used auto loans. If purchasing from a private owner, the credit union can provide appropriate form.

Used Vehicles, Motorcycles, Boats & ATV’s, 10 years and older

  • Financing term based on value of collateral.
  • 100% financing of the NADA listed loan value plus taxes and fees for all borrowers.
  • Bill of sale required. If purchasing from a private owner, the credit union can provide appropriate form.
***All secured loans are required to have property insurance on the collateral with the credit union listed as loss payee. Failure to carry the required insurance will result in the loss of future borrowing privileges, and a collateral protection policy will be purchased on your behalf, with the premium added to the loan.