Loan Rates
Rates are posted as a convenience to our members in making financial decisions. Loan rates are effective October 20,2023 and are subject to change without notice. All rates and terms are subject to credit approval. Contact the credit union office for terms & details or if you need further information.
| New Auto Rates | |
| Term | Annual Percentage Rate (APR) |
| 0-24 months | 5.35% |
| 25-60 months | 5.90% |
| 61-84 months | 6.90% |
| Used Auto Rates Model year 2022 - 2019 |
|
| Term | Annual Percentage Rate (APR) |
| 0-24 months | 5.65% |
| 25-60 months | 6.15% |
| 61-84 month | 7.15% |
| Used Auto Rates Model year 2018 - 2014 |
|
| Term | Annual Percentage Rate (APR) |
| 0-24 months | 5.90% |
| 25-60months | 6.40% |
| 61-84 months | 7.40% |
| Used Auto Rates Model year 2013 - 2011 |
|
| Term | Annual Percentage Rate (APR) |
| 0-24 months | 6.15% |
| 25-60 months | 6.65% |
| 61-84 months | 7.65% |
| Used Auto Rates Model year 2010 - Older |
|
| Term | Annual Percentage Rate (APR) |
| 0-24 months | 6.65% |
| 25-60 months | 7.65% |
| Other Loan Rates | |
| Type | Annual Percentage Rate (APR) |
| Share Secured | 5% |
| Credit Line | 10% |
| Personal Loan & Co-signer | 10% |
| VISA Credit Card | 9%, 13%, 18% |
Please be advised that PHB Employees FCU strives to maintain its website with the most current rate information available, however PHB Employees FCU makes no guarantees and assumes no liability for any errors contained herein or for failure to update information on the website. Please contact our office for the most current rate information.
